Please read these Terms of Use carefully
before using the Assurant Solutions Extended Warranty website, or
any associated mobile application. If You do not agree with any part
of these Terms of Use, You must not use the Site. Your continued use
of the Site will constitute Your acceptance of these Terms of Use,
as may be modified by Us at any time without notice to You. Please
check this page regularly for updates.
By accessing and using the website, You
agree to be bound by these Terms of Use of the Assurant Solutions
Extended Warranty Services website (the “Site”) without
limitation or qualification. The products and/or services on the
Site are offered by Federal Warranty Service Corporation, United
Service Protection, Inc. (License # 60016), Sureway, Inc. and
Assurant Service Protection, Inc., each located at PO Box 105689,
Atlanta, GA 30348, and all subsidiaries, affiliates and agents
(collectively “We” “Our” or
“Us”). All of these companies operate under the
trademark, “Assurant Solutions.” Permitted
Use
All of the
content in the Site is made available only for Your personal,
lawful, non-commercial use in connection with seeking insurance,
extended service contracts and/or other products and services
offered by Us. Use of the Site by a competitor company or other
non-consumer third party is prohibited.
Except as expressly mandated by law, You
may not, without Our prior written permission: (i) link from another
website to the Site; (ii) post, transmit, copy, modify, create
derivative works from, distribute, sell, or republish anything You
obtain or download from the Site; (iii) engage in systematic
retrieval of data or other content from the Site; (iv) assign or
transfer any rights granted by these Terms of Use; or (v) access, or
attempt to access, the Site through any automated means (including
use of scripts, crawlers, or similar
technologies).
Our Products and
Services
The information and material provided on
the Site is intended for general reference only, and may not
describe all of the terms, conditions, and exceptions applicable to
the products and services offered by Us on this Site. All coverages
are subject to the terms and conditions of the insurance policies,
extended service contracts and/or other products and services
offered by Us. Coverages and the terms and conditions of the
insurance policies, extended service contracts and/or other products
and services offered by Us may vary by state or country and Your
individual circumstances, and additional minimum coverage limits may
be required in Your state or country. The products and services
offered on the Site are only available in the jurisdictions in which
We are properly licensed.
Your request to purchase a
product or service represents an offer by You and will be subject to
the terms and conditions of that product or service that We may
accept or reject. After You make a request through the Site to
purchase the product or service, then assuming such product or
service is available to You and Your offer is accepted, You will
receive confirmation of Your purchase.
You must ensure
that the details You give to Us while using this Site are correct
and that there are sufficient funds to cover the cost of the product
or service. In the case of requesting an automatic renewal, the
credit or debit card You are using must be Yours, or You affirm
through the completion of any transaction that You have the
authority by the accountholder to use the credit or debit
card.
Use of
Term "Extended Warranty"
Although the term "extended service contract" and "extended warranty" are commonly used interchangeably, an extended service contract is not a warranty. A warranty is provided by a manufacturer and is included in the purchase price of the product. An extended service contract covers repair costs for specific components but is not an extension of the manufacturer's warranty. Please see terms and conditions for full details of coverage, limitations and exclusions.
Third-party Sites
We may provide links to other websites that are not under Our control and which We do not maintain. These links are provided for Your convenience. When You activate these links, You will leave the Site. We do not endorse or take responsibility for the content on third party websites or the availability of those websites and We are not liable for any loss or damage that You may suffer by using those websites. If You decide to access linked websites, You do so at Your own risk. We do not verify nor make any warranty or representation about the content, accuracy, opinions expressed, warranties, products or services, intellectual property compliance, or links of such third-party site. You should read the terms of use and privacy policies on all third-party websites.
Some products or services may be made
available on the Site by third-parties not affiliated with Us. You
agree that if You use or install any product or service provided by
a third party, You will seek redress from that third party if its
product or service causes any loss or damage to You. We are not
responsible for any product or service that is used or downloaded
from a source other than Us. You further agree that any downloading,
accessing, or using of third-party products or services is performed
at Your own risk.
Availability of
Site
While We have taken care in the preparation of the Site, and We use reasonable efforts to include accurate and current information on the Site, certain technical matters may be beyond Our control and We cannot guarantee that You will have uninterrupted or error free access to all of the Site at all times, that defects will be remedied, or that the Site, or the server that makes the Site available, are virus or bug free. Access may be suspended occasionally or restricted to allow for repair or maintenance or for the introduction of new services. You agree that We may stop (permanently or temporarily) providing the Site (or any features within the Site) to You anytime for any breach of these Terms of Use, or at Our sole discretion, without prior notice to You. You acknowledge that We may, at any time and in Our sole discretion, change the requirements (type of Internet access, hardware, software) to use the Site, and any products and services available on the Site.
Copyrights and
Trademarks
Assurant, Inc. markets products and
services through the following trademarks: Assurant Solutions,
Assurant Specialty Property, Assurant Health and Assurant Employee
Benefits. Each trademark is owned in the United States by Assurant,
Inc.
Except as
otherwise indicated, all materials on the Site, including without
limitation the logos, names, copyrights and trademarks on the Site
are proprietary marks of Assurant, Inc. or the images are used by Us
with permission of the copyright owner. Note that We may not own a
copyright to material displayed on a third-party sites that Our Site
links to. You must always seek permission from a site owner before
copying any materials from them.
Unless otherwise agreed in writing, nothing
on the Site shall be deemed to confer on any person any license or
right to use any such image, logo, name, trademark or any other
intellectual property and any such will constitute an infringement
of the rights of the holder.
Privacy
and Passwords
We value and protect the privacy of Your
information. Through Your use of the Site You agree that any
information that We collect from You when using Our Site, including
cookie files, will be dealt with in accordance with Our Online
Privacy Policy. We may change Our Online Privacy Policy from time to
time, without notice to You.
Any foreign operations of Assurant, Inc.
companies, or those Assurant, Inc. companies that are domiciled and
operate outside the United States may be subject to different
privacy requirements. You should refer to the privacy policy of that
particular company when visiting its website or the website of its
foreign operations.
Some portions of the Site may be protected
and require a user identification code (“User ID”) and
password for access. Unauthorized access or use of such portions of
the Site is prohibited. To obtain access to certain online services,
You are given the opportunity to register with Us. You are
responsible for maintaining the confidentiality of Your details and
Your password and for restricting access to Your computer to prevent
unauthorized access to Your account. You accept responsibility for
activities that occur under Your account and You should take all
steps to ensure Your password is kept confidential. You agree to
inform Us immediately if You have reason to believe Your password is
being used in an unauthorized manner. For Your protection, if We
believe that any unauthorized access may occur or has occurred, We
may terminate such access without prior notice to You. You also
agree that We are permitted to act upon any instructions received
using Your User ID and password and to consider such instructions as
authorized by You.
You must not use the Site in any way that
causes or is likely to cause access to be interrupted, or impaired
in any way and You acknowledge and agree that You are responsible
for electronic communications sent from Your computer.
Credit/Debit Card
Transactions
We may retain the credit/debit card details You provide to Us after payment has been made if You provide Us with consent, if required by Our payment processor or otherwise required by law. We do not maintain any security code that You may have given to Us in order to complete the initial purchase. This assists in reducing credit/debit card fraud. Except in exceptional circumstances, any refund We provide to You for any product or service You have purchased by credit/debit card is made back to the credit/debit card account used to make the initial purchase.
Indemnification
To the extent permitted by law, You agree to defend, hold harmless and indemnify Us, Our affiliates and their respective directors, officers, employees and agents from and against any and all claims, actions, suits or proceedings, as well as any and all losses, liabilities, damages, costs and expenses (including reasonable attorneys fees) arising out of or accruing from Your use of the Site, any third-party site, or Your violation of these Terms of Use.
Disclaimer
While We use all reasonable efforts to
ensure that the information contained on the Site is current,
accurate and complete at the date of publication, and We do Our best
to correct errors and omissions as soon as We can, all information,
products, services, content and other material on the Site,
accessible from the Site, or on a Third-party site are provided
“as is” and without warranties or representations of any
kind, either express or implied. This means that We expressly
disclaim all warranties, express or implied, including without
limitation the warranties of title and non-infringement and the
implied warranties of merchantability and fitness for a particular
purpose. To the maximum extent permitted by law, We accept no
liability for any direct or indirect loss or damage, foreseeable or
otherwise, including any indirect, consequential, special or
exemplary damages arising from the use of the Site or any
information contained therein. Users should be aware that they use
the Site and its content at their own risk. If You are in a state or
country that does not allow a disclaimer of implied warranties, the
above disclaimer or a portion of it may not apply to
You.
Content and
information provided by third parties are published on the Site as
supplied to Us and We are not responsible for its accuracy or
timeliness. You must take appropriate steps to verify this
information before acting upon it.
Limitation of
Liability
Access to and use of this Site is at the
user’s own risk. We shall not be liable for any loss, damage,
injury, or claim, nor any special, indirect, incidental,
consequential, exemplary or punitive damages of any kind, whether
such action is based in tort, contract, negligence, strict
liability, or other law, even if We have been advised of the
possibility of such damages. We shall not be liable for any
Third-party site, materials on any Third-party site or the inability
to use any Third-party site; and defect, omission, error,
interruption, delay, or computer virus; or the unauthorized
alteration of or access to Your transmissions or personal
data.
If You are in a state or country that does
not allow the limitation of liability for certain damages, the above
limitation of liability or a portion of it may not apply to You.
However, You agree in any event that Our total liability for all
damages, losses, injuries, or claims of any kind or nature shall be
limited to the amount You have paid to access the Site.
Monitoring of Telephone Calls and
Emails
Telephone calls and email correspondence with Us as a result of Your access to the Site may be recorded for training, administrative and security purposes, and as otherwise permitted by law. By using such communication methods You are consenting to such activities taking place.
Emails
and Data Protection
Please note that there is no guarantee that any e-mail sent to this site will be received by Us or that the message will remain confidential while being transmitted. Your email address and the content of Your email may be shared with, or disclosed, to third parties, who are necessary to address the content of Your email, and as otherwise permitted by law. We may retain the content of the form or email, the email address and Our response. This enables Us to retain an audit trail of Our contact and provide You with the product, service or information You may have requested.
Rating
and Review Policy
We encourage you to submit ratings and
reviews about our products and services, provided they comply with
our Rating and Review Policy, which is incorporated into these Terms
of Use.
You agree
not to communicate any material that may be considered, in Our sole
discretion, sexually explicit, pornographic, indecent, unlawful,
harassing, vulgar, libelous, defamatory, offensive, abusive,
obscene, threatening, false, SPAM, Malware or otherwise
objectionable material. You must not communicate any material that
violates Our intellectual property rights, or the intellectual
property rights of any other party. You may not also communicate
information that relates to self-promotional materials, political
content or commercial solicitations.
We are not responsible for any content
submitted by You. You acknowledge and agree that We may monitor
content submitted by You; delete, or refuse to post any content
submitted by You without notice; and use or disclose all content
provided by You in any way without prior notice or prior approval
from You. You also agree that We have no obligation to seek a
license or compensate You for use of any content submitted by
You.
Children’s Online
Privacy
We do not knowingly collect personal information from anyone under the age of 13. If You are under the age of 13, You must not use the Site.
Severability
If any court of law, having the jurisdiction to decide on this matter, rules that any provision of these Terms of Use is invalid, then that provision will be removed from these Terms of Use without affecting the rest of these Terms of Use. The remaining provisions of these Terms of Use will continue to be valid and enforceable.
Jurisdiction and
Enforceability
These Terms of Use and Your relationship
with Us under these Terms of Use shall be governed by the laws of
the State of Georgia without regard to its conflict of laws
provision. You and Us agree to submit to the exclusive jurisdiction
of the United States District Court for the Northern District of
Georgia and the state courts located within Cobb County, Georgia to
resolve any legal matter arising from these Terms of Use.
Notwithstanding this, You agree that We shall be allowed to apply
for injunctive remedies (or an equivalent type of urgent legal
relief) in any jurisdiction.
You agree that if We do not exercise or
enforce any legal right or remedy which is contained in these Terms
of Use (or which We have the benefit of under any applicable law),
this will not be taken to be a formal waiver of Our rights and that
those rights or remedies will still be available to Us.
Entire
Agreement
These Terms of Use state the entire agreement with regard to the items discussed above.